Don't hide purchases from family members. Dishonesty about your spending leads to financial trouble, as well as strained personal relationships. Honesty is the best policy.
Don't start charging when there is no money. You should not be spending more than 20% of your take-home income on credit card bills or loans; this includes your car payment.
Read full article: Seven Tips To Avoid Drowning In Debt
Resources:
Free Debt Consolidation Articles
Free Debt Consolidation Companies
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